As Northern California cannabis farms are recovering from the damages caused by wildfires, they have to face another burden: a rampant lack of insurance.

“We’ve lost millions of dollars of product for sure,” Ned Fussell, CEO of CannaCraft, said.

California will begin issuing licenses for social cannabis in January, but farmers like Fussell do not quality for crop insurance, because cannabis remains federally illegal.

CannaCraft is one of the largest cannabis manufacturers in California, that grows cannabis plants and turns them into cannabis oil to create 100 different products.

Because of the recent fires, Fussell has not been able to access all of his 20 farms.

“As bad as it looks, others are a lot worse,” Fussell said. “A lot of them are just totally incinerated.”

Fussell said the crops in one of his farms in Santa Rosa, a 10,000 square-foot curing barn, are now ruined. He is also concerned about the effects of contaminants in the air.

“This all comes at about the worst timing,” said Hezekiah Allen, executive director of the California Growers Association. “October is harvest season, and many of these farmers have poured their life savings into this business.”

Some farmers not only lost their farms, but also their homes. Fussell’s company is trying to help other farmers affected by the fires and forming a nonprofit to collect donations for smaller farmers who lost all of their crops.

“Not everyone will survive this,” Fussell said. “These fires have profound effect on the industry.”